Business Finance, Sized to Your Cash Flow
Working capital, term loans and MSME finance mapped to your industry’s real operating cycle — not a one-size slab.
Capital infrastructure that matches your cash-flow cycle
In a competitive marketplace, timing is everything. We provide the capital infrastructure businesses need to seize opportunities and scale operations — from startup expansion to mid-corporate working capital — tailored to the unique cash-flow cycle of your industry.
Working Capital Finance
Cash-credit and overdraft lines sized to your operating cycle, not a generic slab.
Term Loans for Expansion
Machinery, capacity expansion or new-location funding with structured repayment.
Invoice & Bill Discounting
Unlock cash tied up in receivables instead of waiting out your customers’ payment cycle.
Startup & MSME Finance
Collateral-light options under government-backed schemes for eligible small and mid-sized businesses.
Financial modelling before the loan application
Every business finance case is reviewed with the same interest-coverage, debt/EBITDA and cash-flow discipline used in institutional due diligence — so the ask matches what your balance sheet can actually service.
Analyst-grade underwriting review
Financial modelling, due diligence and private-equity pitch-book experience, applied to your business finance case.
Before you apply for business finance
What documents do I need for a business finance application?
Typically the last two to three years of financial statements, Goods and Services Tax (GST) returns, bank statements and KYC of promoters/directors. Requirements vary by lender and loan size.
Can a new business or startup apply?
Yes, through collateral-light schemes aimed at Micro, Small and Medium Enterprises (MSMEs) and startups, though eligibility depends on the specific lender’s underwriting policy and your business vintage.
How is working capital different from a term loan?
Working capital finance (cash credit/overdraft) funds your day-to-day operating cycle and revolves with usage. A term loan is a fixed amount disbursed for a specific purpose, such as expansion, repaid over a set tenure.
Do you help structure the loan or only introduce the lender?
Both. We help map the right product to your cash-flow cycle and industry before introducing you to empanelled banks and Non-Banking Financial Companies (NBFCs) for underwriting and sanction.
Structure your business finance the right way
Share your revenue cycle and requirement — we’ll map the right product and lender.