Your Retirement Corpus Planner
Precision-engineered to help you identify your target corpus and the monthly SIP needed to get there — with confidence.
SIP + SWPCombined model
LTCG-awareTax estimation
MedicalReserve included
🎯Retirement Goals
Your income needs & timeline
₹
/ mo
yrs
yrs
yrs
₹
📈Investment Strategy
Your SIP plan & existing savings
₹
Your Retirement Blueprint
Live Estimate
Pension at Retirement
—
Inflation-adjusted / month
Corpus Required
—
Gross corpus target (pre-LTCG)
Monthly SIP to Start
—
First month SIP amount
Investment Horizon
—
Years to build corpus
Value of Existing Savings
—
Grown to retirement date
Retirement Duration
—
Years corpus must sustain
Medical Reserve (Future Value)
—
At retirement, incl. healthcare inflation
Total Corpus Required
—
Pension corpus + medical reserve
Corpus Funding Breakdown
—
Existing savings: —
New SIP corpus: —
LTCG Tax Impact
—
Systematic Withdrawal Plan (SWP) — Year by Year
—
| Retirement Year | Opening Corpus | Annual Pension (Gross) | LTCG Tax | Net in Hand | Portfolio Growth | Closing Corpus |
|---|
* Pension amount grows each year with inflation. Portfolio earns the safe withdrawal rate on remaining corpus. LTCG estimated on gain fraction of each year’s withdrawal. Table shows every 5th year for brevity where retirement exceeds 10 years.
Disclaimer: This calculator is for illustration and educational purposes only. Projections are based on user-provided assumptions and may not reflect actual outcomes. This does not constitute financial advice. Mutual Fund investments are subject to market risk. Please read all scheme related documents carefully before investing. Aauriga Quantrade Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-352146) and earns a distribution commission from AMCs on schemes placed through us. This is not investment advice and past performance is not indicative of future returns.